Accidental Insurance
Protect Your Family When Life Changes Unexpectedly
Accidents happen without warning. What they do, they can leave your family facing unexpected medical bills, financial burdens are the loss of income. Our accidental insurance and accidental debt and dismemberment insurance plans are designed to provide immediate financial support during life’s most unpredictable moments.
No matter what you are looking for, we make all the things simple, affordable and fast to get covered.
Get peace of mind knowing that your family is financially protected no matter what tomorrow brings.
Accidental insurance provides financial benefits if you are injured, disabled or killed in a covered accident. It helps to pay for medical bills, ambulance services, lost income and other unexpected costs that health insurance or life insurance may not fully cover.
Many families pay it with life insurance and accidental death benefits to create complete protection.
Accidental Death And Dismemberment Insurance AD&D
Accidental death and dismemberment insurance is also called accidental and dismemberment insurance based on if you die or suffer spare injuries like loss of limbs, eyesight or mobility due to an accident. This will provide financial protection if you experience an accidental death, accidental disability or accidental dismemberment.
Accidental Insurance vs Life Insurance
Life Insurance
Life insurance covers death from illness, natural causes or accidents and provides full death benefit.
ccidental Death Insurance/AD&D
AD&D only the covers, the injuries, disability or death caused by an accident. It provides additional payout on the top of life insurance.
What Does Accidental Insurance Cover
Our accidental insurance cover include a wide range of benefits such as
- Accidental death benefit
- Accidental injury insurance coverage
- Accidental disability insurance
- Dismemberment and loss of function benefit
- Emergency room and ambulance coverage
- Financial support during recovery
- Accidental damage insured and support for specific injuries
- Accidental death or dismemberment insurance benefits
Our Accidental Insurance Services
Accidental Death Insurance
A full accidental death benefit is paid to your loved ones if you pass away due to a cupboard accident.
Accidental Death And Dismemberment Insurance
Covers accidental death plus payout for loss of limbs, eyesight, hearing or mobility. Best for those who won’t expand protection.
Accidental Injury Insurance
Covers fractures, burns, concussions, emergency treatment, hospitalisation and recover recovery cause that are caused by accident
Accidental Disability Insurance
Provides monthly financial support if you become disabled due to an accident and can no longer work.
Is Accidental Death Insurance Worth It
Yes, especially if you’re working a physically demanding job, drive regularly, travel often, have children or dependence and want extra financial security at low cost.
Accidental insurance is extremely affordable and provides a large payout in the case of accidental death or disability. So many policyholders considered it as a smart add-on to life insurance.
Why Choose Our Accidental Insurance Plans
- Easy online application
- No medical exam required for most plans
- Instant accidental death and dismemberment insurance quote
- Low monthly premiums
- Fast accidental death insurance payout
- Trusted and secure accidental protection plans
Benefits Of Accidental Insurance
- Financial protection for your family
- Coverage for accidental injury, death or disability
- Fast claim processing
- Low premiums
- Flexible accidental insurance coverage options
- Works alongside existing life insurance
Financial Security When Life Throws Curveballs
Life can change in an instant. No matter if it’s a sudden injury, accident or unexpected disability, the financial consequences can be very confusing. Our plans are especially designed to help your families and individuals be financially secure during these unpredictable events. With Assurance Guru, you gain a safety net that is specially designed to cover more than just basic expenses.
Why Accidents Require Specialized Protection
While traditional and regular policy insurance covers illness or natural causes, accidents often come with unique challenges. Medical base, rehabilitation expenses and income loss can not add up very quickly. Having a specialised coverage will make sure that you are not managing the financial strain while focusing on recovery.
Our Core Coverage Options
Emergency Expense Assistance
Receive immediate support for hospital stays, emergency treatments, ambulance rides and urgent care business after an unexpected accident.
Income Replacement Plans
For those unable to work due to an accident, our policies provide monthly benefits to maintain financial stability until recovery.
Critical Injury Support
Covers specific injuries including broken bones, burns are concussions, with direct payouts to help with medical and personal care needs.
Mobility and Function Loss Benefits
Receive compensation if an accident results in permanent loss of mobility, eyesight, or any other essential functions.
How Our Plans Stand Out
#1
Customizable Coverage
Select the payout amount and benefit that will fit your lifestyle and financial needs
#2
Rapid Claim Process
Steam line the procedures that will make sure that insistence reaches you or your family without any delay.
#3
Affordable Protection
Plans are designed to fit within your budget while delivering a robust financial safety
#4
Trusted Expertise
Work with a licensed professional who will guide you through every step for your coverage
Frequently Asked Questions
Accidental insurance is a policy that pays you money if you get hurt or die because of an accident. It will help to cover the medical bills, loss of income, disability, or other unexpected cost caused by an accident.
And insurance accidental means something that happens suddenly, unexpectedly and not on purpose for example a fall, car crash or injury at work
An accident and insurance terms in an event that happens unexpectedly, unintentionally and causes injury, disability or death. It must not be planned or caused on purpose.
There are mainly three types of accidental insurance that are accidental death insurance, accidental injury insurance and accidental death and dismemberment.